Posts Tagged ‘Rates Mortgage’

My credit median credit score is 760. Shouldnt I be able to get the best rates available for a mortgage loan?

Tuesday, August 5th, 2008
home mortgage loan credit
t_williams_1 asked:


When I tell a mortgage company about my credit score, it doesn’t seem to help any in getting the best rates available. How much does your credit score “HELP” you? I know that it can hurt your chances of getting a good rate on a home loan.

Raymond

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Posted in Renting & Real Estate | 9 Comments »

I need a NO credit check, NO Docs, Home Equity Loan. I own my house (no leins) and only want 80% Loan To Value

Thursday, January 24th, 2008
home mortgage loan credit
Tommy Lee asked:


I am tired of online mortgage sites promising no docs no credit check loans and not really being anything but regular standard lenders. I have a ton of equity in my 4 year old paid-off home. I wish to get 80% of the appraised value in a home equity loan. I work for myself and much of my income is not reported. I have been divorced and my credit score is bad. I do own the house though and wish to use that equity. Please only answer with a real solution. Predator lenders need not bother me with empty promises and credit card lending rates on a secured home mortgage/equity loan. It needs to be a lender that can operate in South Carolia as well. This is a house, 2 story frame built house 2168 sq feet heated. 2.5 baths and a 2 car garage all on a .51 acre lot. Thank You Very Much!

Bruce

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Posted in Personal Finance | 2 Comments »