Posts Tagged ‘Mortgage Help’

Home Mortgage Loan 6.5%. Please Help?

Monday, January 28th, 2008
home mortgage loan credit
nite_angelica asked:


We have been approved for a home loan… I know those fluctuate and they went down today. When I called the bank they said:

30 yr fixed - 6.5%
15 year - 8.125

The 30 yr is a large loan and the 15 year is a very small loan. These seem really high to me. Are they? They have gone down twice today because it was 6.85 on Friday.

My credit is ‘good’, but certainly not spectacular. Is this about the best I can hope for? I really don’t want to buy points.. and I **** to wait until it ends up going back up.

Is this higher than most people are getting right now?

Thanks!

Holly