I have encounter this home builder, who is building a house on his property. He has offered to sell me the home when it is finished for $120,000.00. My dilema is I don’t have that kind of money, so I thought maybe I could get a loan from a lender to pay for the home. I prefer to pay a bank or a mortgage company vs. paying the owner. Any suggestion, I am totally new to this.
I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max but always paid on time. Please only respond with a list of possible lenders thankyou.