Posts Tagged ‘Home Loan’

For a $1500.00 per month mortgage payment what could we get for a home loan?

Tuesday, January 6th, 2009
Proud mommy asked:


My husband and I are trying to purchase something. A lender told us we are able to get $350,000 loan which the payments would be $2,600.00 which I don’t think we can afford. How much would be safe to get so we can pay $1,500.00 per month?

Alexander

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Posted in Renting & Real Estate | 14 Comments »

mortgage loans for 1st time buyers with not so perfect credit?

Wednesday, December 10th, 2008
home mortgage loan credit
mommykins asked:


Does anyone know where is the best place to go for a 1st time home loan when the credits not so perfect? I live in Illinois

Ann

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Posted in Renting & Real Estate | 6 Comments »

how bad can your credit be and get a home loan?

Friday, October 31st, 2008
home mortgage loan credit
Kayc asked:


How do you go about getting a loan for a home when your credit is really bad? I mean really bad, like 480 to 500. I have no money for a down payment, but my family qualifies for all kinds of free money programs. I just need a lender who will give me a regular mortgage loan. Anyone know what I can do?

Phillip

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Posted in Renting & Real Estate | 8 Comments »

How bad is one negative point on your credit report when applying for a home loan?

Monday, September 29th, 2008
home mortgage loan credit
Jennifer H asked:


Unfortunately we co-signed a loan with my brother in law for his car, and he missed a payment (31 days) and the finance company reported it on my husbands credit. How bad does this look to potential lenders (mortgage). We already have a house, but are looking to move within the next few years. Anyone out there with lending experience from the home mortgage industry that can add some insight?
Please no solicitors

Derek

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Posted in Credit | 6 Comments »

Is there a mortgage company that would give a home loan to an elderly person on a fixed income?

Monday, April 14th, 2008
home mortgage loan credit
nicole_la asked:


My grandmother is trying to buy a home, she is living on a fixed income and is having trouble finding a mortgage company to give her a loan for a $60,000.00 home. She has a $10,000.00 down payment and good credit and we live in the Pittsburgh, Pa area. Does anyone have any suggestions…..

Denise

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Posted in Renting & Real Estate | 7 Comments »

Best Mortgage company to get approved for home loan?

Tuesday, February 12th, 2008
home mortgage loan credit
c murk asked:


My husband has limited credit (590 credit score) But nothing bad on his credit. Does anyone know which mortgage company is most likely to approve us for a loan as first time homebuyers and 100% financing?

Shirley

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Posted in Credit | 5 Comments »

can i get a home loan with 10 to 20% down.good credit.no income verification.150,000 mortgage loan?

Monday, January 28th, 2008
home mortgage loan credit
renan h asked:


answer from someone experienced.knowledgeable.thanks

Ruth

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Posted in Renting & Real Estate | 4 Comments »

Home Mortgage Loan 6.5%. Please Help?

Monday, January 28th, 2008
home mortgage loan credit
nite_angelica asked:


We have been approved for a home loan… I know those fluctuate and they went down today. When I called the bank they said:

30 yr fixed - 6.5%
15 year - 8.125

The 30 yr is a large loan and the 15 year is a very small loan. These seem really high to me. Are they? They have gone down twice today because it was 6.85 on Friday.

My credit is ‘good’, but certainly not spectacular. Is this about the best I can hope for? I really don’t want to buy points.. and I **** to wait until it ends up going back up.

Is this higher than most people are getting right now?

Thanks!

Holly

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Posted in Renting & Real Estate | 4 Comments »

Bad credit mortgage loan?

Thursday, January 10th, 2008
home mortgage loan credit
AbileneTxen asked:


My husband and I are trying to get a home loan (we only need 20,000) for a home we are looking to purchase in TX. This would be our primary home. My husband’s score is 573 and we need to get this done as soon as possible. We have a small dp to put down (1,000 or so), any advice?

Javier

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Posted in Renting & Real Estate | 7 Comments »