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	<title>Comments on: How do first time home buyers with less than perfect credit get a loan? NO MORTGAGE BROKERS RESPOND , PLEASE?</title>
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	<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/</link>
	<description>A blog about home mortgage loan credit</description>
	<pubDate>Thu, 09 Sep 2010 19:29:58 +0000</pubDate>
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		<title>By: brettR</title>
		<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/comment-page-1/#comment-155</link>
		<dc:creator>brettR</dc:creator>
		<pubDate>Wed, 11 Jun 2008 00:49:55 +0000</pubDate>
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		<description>if you are just looking for a loan, i would try prosper.com - it is a great service for finding small (</description>
		<content:encoded><![CDATA[<p>if you are just looking for a loan, i would try prosper.com - it is a great service for finding small (</p>
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		<title>By: S C</title>
		<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/comment-page-1/#comment-154</link>
		<dc:creator>S C</dc:creator>
		<pubDate>Tue, 10 Jun 2008 22:20:29 +0000</pubDate>
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		<description>Many states offer first time home buyer loan programs which may be available to individuals with less than perfect credit.  It's worth researching to see if you may qualify for one of these programs since it's common for down payment and/or closing cost assitance for also to be offered with these state programs.

Check out the link below to learn more.

Good luck!</description>
		<content:encoded><![CDATA[<p>Many states offer first time home buyer loan programs which may be available to individuals with less than perfect credit.  It&#8217;s worth researching to see if you may qualify for one of these programs since it&#8217;s common for down payment and/or closing cost assitance for also to be offered with these state programs.</p>
<p>Check out the link below to learn more.</p>
<p>Good luck!</p>
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		<title>By: mom2reb</title>
		<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/comment-page-1/#comment-153</link>
		<dc:creator>mom2reb</dc:creator>
		<pubDate>Sun, 08 Jun 2008 19:22:01 +0000</pubDate>
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		<description>They could do it. Thereare loans out there called FHA (First Homeowners), Conventional loans, RD(Rural Development and other loans as well. Have them go to their bank or mortgage company and see what they can qualify for and the bank or mortgage company should be able to tell them what rate. Its best to get a Fixed rate rather than an adjustable because with an adjustable, the rate goes up depending on the market with the percentage rate.  About the $142,000, there will have to be an appraisal also to make sure what the condo is worth, as well as closing costs.
My husband and I were able to purchase our first home when we got married 8 years ago with no money down. It is best to put  some money down to make the monthly payment lower.</description>
		<content:encoded><![CDATA[<p>They could do it. Thereare loans out there called FHA (First Homeowners), Conventional loans, RD(Rural Development and other loans as well. Have them go to their bank or mortgage company and see what they can qualify for and the bank or mortgage company should be able to tell them what rate. Its best to get a Fixed rate rather than an adjustable because with an adjustable, the rate goes up depending on the market with the percentage rate.  About the $142,000, there will have to be an appraisal also to make sure what the condo is worth, as well as closing costs.<br />
My husband and I were able to purchase our first home when we got married 8 years ago with no money down. It is best to put  some money down to make the monthly payment lower.</p>
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		<title>By: LDB</title>
		<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/comment-page-1/#comment-152</link>
		<dc:creator>LDB</dc:creator>
		<pubDate>Sat, 07 Jun 2008 16:59:39 +0000</pubDate>
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		<description>look for agents that specialize in FHA loans.</description>
		<content:encoded><![CDATA[<p>look for agents that specialize in FHA loans.</p>
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		<title>By: Bob</title>
		<link>http://www.credithomemortgageloan.com/renting-real-estate/how-do-first-time-home-buyers-with-less-than-perfect-credit-get-a-loan-no-mortgage-brokers-respond-please/comment-page-1/#comment-151</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Fri, 06 Jun 2008 03:19:43 +0000</pubDate>
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		<description>Is your condo paid in full with no mortgage or lien?  How about owner financing?  You draw up a mortgage agreement with an attorney and you agree that he pays you $800 a month until the balance is paid in full.  If your nephew fails to make payments, you will foreclose on him.  You can report this arrangement to the credit bureaus.  Good luck.</description>
		<content:encoded><![CDATA[<p>Is your condo paid in full with no mortgage or lien?  How about owner financing?  You draw up a mortgage agreement with an attorney and you agree that he pays you $800 a month until the balance is paid in full.  If your nephew fails to make payments, you will foreclose on him.  You can report this arrangement to the credit bureaus.  Good luck.</p>
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