If you plan to pay back the money , you can ask for a loan at Prosper. More information at . You can also try your luck at online charities, people may send donations. More information at

Are you using any of your own funds for this start-up? I’m talking about 20% or more? If so than the best course of action for you is an SBA loan. It uses your house as colateral and gives you the money to get started, but there is no 100% finnacing. If you are planning on going this route I hope you have enough faith in your plan to put you home on the line. Because that is EXACTLY what an SBA loan is.

If you don’t have any money to throw into your venture than you need to look to the franchisor to help you out. If their business model is a strong one with several successful units already operating that lowers the risk factor a great deal. They may very well be tied in with a few banks that are willing to that the risk based on the business model’s past performance.

Another source of financing is family. Do you have any family or friends who beleive in you enough to share and invest in your vision? If so the terms and conditions are always the best by going that route.

Forget about Venture Capitalists or Financing Angels. They are looking to buy into and ultimately own a part of a company that is cutting-edge and profitable. What you are doing won’t fit that bill. Plus these guys NEVER invest in franchises. Ultimately with a franchise you are buying the right to manage someone else’s store. That’s not a bad thing but it’s not going to make you a millionaire either. You are basicaly buying a job.

Good luck. I hope it works out for you.

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