Archive for the ‘Renting & Real Estate’ Category

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is there anywhere i can get a home equity loan with bad credit?

Sunday, December 14th, 2008
home mortgage loan credit
jmpoct03 asked:


my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?

Todd

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Posted in Renting & Real Estate | 4 Comments »

mortgage loans for 1st time buyers with not so perfect credit?

Wednesday, December 10th, 2008
home mortgage loan credit
mommykins asked:


Does anyone know where is the best place to go for a 1st time home loan when the credits not so perfect? I live in Illinois

Ann

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Posted in Renting & Real Estate | 6 Comments »

We are preapproved for a home loan and have a credit card question?

Friday, December 5th, 2008
home mortgage loan credit
mom2abigsis asked:


Okay, so we have gone through the process to buy a home…preapproved through a bank for a mortgage loan, found a home, did the offer, and the inspection was just finished Friday. Our closing day is June 20th and in the beginning of May we went on vacation and fixed something where we currently live that used our credit limit of $1000. Our realtor said the next credit check the bank will do will be 24 hours prior to closing. Will the credit card keep our loan from going through?
Yes, this is our only credit card.

Harry

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Posted in Renting & Real Estate | 4 Comments »

Will my credit effect if enquiries are made to procure home mortagage loan?

Saturday, November 29th, 2008
home mortgage loan credit
BoB asked:


If more lenders check the credit history for home mortgage will that effect my credit scores ?

Francis

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Posted in Renting & Real Estate | 3 Comments »

is there a place to get a home mortgage loan with a 570 credit score. I have made all of my payments, on time?

Monday, November 17th, 2008
home mortgage loan credit
smokey asked:


for the past 18 months however i have 3 credit cards that have what they consider high balances even though they are only 300 and 500 limits.so if you know where i can find a loan please let me know.

Michelle

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Posted in Renting & Real Estate | 8 Comments »

Mortgage/Home loan help?

Tuesday, November 11th, 2008
home mortgage loan credit
tonip1963 asked:


I am trying to invest in real estate. I have found a property and even had a lawyer look at the investment, which she found to be a good find. The property is 42,000 and I am sure I can get it for 37,000. COMPS in the area have sold between 100,000-145,000 in the past 18 months.

My credit scores are all between 630 and 660. I do not have a high verifiable income, although I can verify some. I can afford payments of around 500-600 (PITI). I would also like to borrow for the fix-up. I have 5,000 down payment and would like 55,000. I am willing to pay higher interest rates, if I can get a no or low document verification loan for 55,000.

ANY MORTGAGE BROKERS OR LENDERS OUT THERE THAT WANT TO HELP?

Willie

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Posted in Renting & Real Estate | 3 Comments »

Why do they charge so much for a home mortgage? If they are already getting the loan why do I pay closing cost

Friday, November 7th, 2008
home mortgage loan credit
Jav B asked:


The mortgage institution will be making hundreds of thousands of dollars over the life of the loan in interest therefore the closing cost should be “0″ Ex. You can get a credit card (loan) and is free, they will make money on the interest

Frederick

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Posted in Renting & Real Estate | 6 Comments »

Does anybody know lenders that would approve a home loan with credit score in mid 540 to 550 range? In TX?

Tuesday, November 4th, 2008
home mortgage loan credit
Tracy C asked:


I have encounter this home builder, who is building a house on his property. He has offered to sell me the home when it is finished for $120,000.00. My dilema is I don’t have that kind of money, so I thought maybe I could get a loan from a lender to pay for the home. I prefer to pay a bank or a mortgage company vs. paying the owner. Any suggestion, I am totally new to this.

Clyde

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Posted in Renting & Real Estate | 4 Comments »

how bad can your credit be and get a home loan?

Friday, October 31st, 2008
home mortgage loan credit
Kayc asked:


How do you go about getting a loan for a home when your credit is really bad? I mean really bad, like 480 to 500. I have no money for a down payment, but my family qualifies for all kinds of free money programs. I just need a lender who will give me a regular mortgage loan. Anyone know what I can do?

Phillip

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Posted in Renting & Real Estate | 8 Comments »

Is there a better company than DiTech.com to get a home loan if your credit is not good? PLEASE HELP?

Monday, October 27th, 2008
home mortgage loan credit
soonerfan0808 asked:


DH has bad credit(over 500 in a credit score) and we are looking for a home loan. We currently pay a mortgage payment through a relative who owns the house and we definately can afford the payments. Can you suggest a different company??
Thanks

Bernard

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Posted in Renting & Real Estate | 4 Comments »

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